A-Z Dealing with a Death in Oldham

Table of Contents

   (for personal use only)

Dealing with a death in Oldham: registration, funeral and probate.

This is what you need to know when dealing with a death locally.  It can be daunting, but our printable list of what to do and who to contact should make it much easier and help you avoid the legal jungles some folk land themselves in. Many people will be able to manage the Probate side without professional help, but we can introduce you to tailored services should you need help – just call 03 300 102 300 or use the form at the foot of the page. At the time of writing, the local Probate Registries are all closed to the public and any executor who has already submitted probate applications should ring 0300 303 0648. See Probate Delays.    Before you attempt to register a death in Oldham, please do read through this page carefully to avoid wasted time and delays.

Wrong area?  Go here.       More general index for Executors/ Administrators.            Property related index.

  • I have tried to cover the essentials on this page; for other useful information and tips, try here or use the search facility. Let me know if that fails to find what you are looking for. 

A Medical Certificate of Cause of Death (MCCD or Green Form))

Delaying this will delay other things; if the death was in the hospital, they may well provide it. If not, notify the deceased’s doctor and request the MCCD. If they haven’t seen the deceased within four weeks, or if the death was sudden, they may refer it to the Oldham coroner, which may mean the funeral is delayed. If the death is sudden and unexpected, you should contact the Police non-emergency service on 101 to be on the safe side, and always the deceased’s doctor. You can’t register a death with the Oldham Register Office until the Registrar has received the MCCD. In all cases where for religious or cultural reasons burial should be within 24 hours, ensure staff are aware of this if the local Coroner is involved, their permission will be needed before arrangements can be finalised.

  • Death At Home

Bear in mind that more than 4 in 10 deaths are referred to the Oldham Coroner – if this applies then neither burial nor cremation can go ahead without the Coroners permission, so the the Coroner needs to be advised of the situation through his officers. Here’s what to do if expecting a death or if a death has happened at home:

1. Phone the deceased’s doctor or the NHS Helpline 111 to arrange for a medical professional to certify the death. Out of hours, an on-call doctor or senior nurse is qualified to do this.

2. As soon as the death is certified it is usually apropriate to call the funeral director to collect the deceased: if the coroner is involved you will need their permission. Technically, appointing the funeral director is the responsibility of the Executor if there is a Will or the next of kin if not. Be aware that if there is a prepaid funeral plan, calling the wrong funeral director could invalidate the plan.

3. Check that the doctor’s surgery has emailed or will directly email the medical certificate to the Registrar. You may need to pick it up.

4. Download our Guide to what the Registrar will ask, ascertain the correct person to register the death.

5. Contact the Registrar’s Office to arrange an appointment to register the death. The death needs to be registered within five days in England and Wales. Contact the Registrar’s Office in the locality of the deceased.

  • Death In Hospital

1. Call the bereavement office to check the Medical Certificate has been emailed to the Registrar or collect the Medical Certificate Of Cause Of Death to register the death. The bereavement office will advise you when to collect the Medical Certificate for registration.

2. Contact the Registrar’s Office to arrange an appointment to register the death with notes made on our Guide. The death needs to be registered within 5 days in England and Wales.  Contact the Registrar’s Office in the locality of the person died in.

3. Contacting the funeral director to begin the funeral arrangements is usually less urgent if the death is in hospital, unless their morgue is full.

  • Death In A Care Home

1. When someone dies in a care home, the person’s doctor will be contacted to verify the death. Ask for confirmation this has been done.

2. The doctor will then issue a Medical Certificate of Cause of Death, which you’ll need to register the death. This is normally emailed to the Registrar, but the doctors’ surgery will contact you to collect it.

3. Hopefully you or the care home will know if there is a funeral plan, if so it is generally a requirement to use their funeral director – much better checked in advance so the care home can act promptly.

4. Once the death has been verified, the funeral director can collect the deceased, with the Oldham coroner’s permission, if involved.  This is especially urgent in a care setting as it is distressing for the other residents.  The earlier you can collect the deceased’s belongings, the sooner the care home bill will stop clicking up, but make sure you confirm that there is nothing else you need to do to close the account apart from payment in due course.  Most funeral directors would collect day or night.

Who to Notify of a Death in Oldham.

One of the most important steps after someone dies is to inform their next of kin. This should be done as soon as possible, and all dependents/family members should also be informed. Ideally, a list should be in place long before: create a plan that outlines who you want to contact, how you want them to be contacted, what details need to be shared and when you will contact them. It may also help to create a physical list or a form with all the necessary details in case further discussions arise while informing people. The address book is the obvious place to look, though these days that might be computerised. Some families organise viewings of the body, but I would suggest these are restricted to adults (personal experience.) The executor should arrange to secure any valuables if the property is no longer occupied – we would recommend photographing everything before removing it. Oldham Funeral Directors

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The next step is usually to appoint an Oldham Funeral Director to collect the deceased part 1 HOWEVER…

a) Thousands of pounds can be wasted if there is a prepaid funeral plan (often confused with life insurance) and the wrong funeral director is used.   Check out this page: Find a funeral plan. b) If the death in Oldham has been referred to the local Coroner, you will need their agreement to move the deceased as they may wish to examine the body.

Contact the Oldham Coroner service

HM Coroner for Oldham:   HM Coroner’s Court Floors 2 and 3 Newgate House Newgate Rochdale OL16 1ST.      ROUTE MAP (pop in your postcode)
Monday-Friday 8.30 am–12.30 pm and 1.30 pm–4.30 pm and speak to one of the Coroners’ Officers if this is the case.

2c) Getting the body removed is less critical if they died in hospital, as they can normally be kept in the morgue. If the deceased lived in a care home, they would carry on charging fees (often well over £1000 a week) until both the deceased and their possessions have been removed. Other residents do find it uncomfortable. A list of some Oldham Funeral Directors appears below. Technically, appointing the funeral director is the job of the executor, so they should be involved if at all possible.  The person who appoints the funeral director can be held liable for the costs if the estate does not pay. TIP: banks, if asked in advance, will usually pay out funds from the deceased’s accounts without probate to the funeral director if invoiced direct.  They will NOT release funds to reimburse the executor or family if they pay direct: they will have to wait until probate is granted (assuming it is needed) and claim as creditors.

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Register a Death in Oldham Registrar of Births, Deaths and Marriages within 5 days:

Once it’s been established who should register the death, the next step is to contact the X Registrar of Births, Deaths and Marriages if the person died in Oldham. You can register the death elsewhere, but the death certificate will always be issued where the deceased died, so there will be an additional delay. Registration is needed so that a certificate can be issued and used for important matters such as applying for probate and sorting out any property that was owned by the deceased. You’ll need to provide some personal details, such as their full name, date and place of birth, home address and whether they were married or not. The Registrar will also need to know where, when and how the death happened. What the Registrar needs to know (PDF download). We recommend taking advantage of the Oldham Registrars’ “Tell Us Once” service which will notify many official departments of the death and save time.

Oldham Register Office – to register a death in Oldham.

Some registrars offices are open full time, others are part time, which will be sorted out when the appointment is made, typically when the Registrar calls the next of kin having received the medical certificate of cause of death.   But you can call or (preferably) book appointments online.

  • Oldham Register Office, Chadderton Town Hall, Middleton Road, Chadderton Oldham, OL9 6PP

    T: 0161 770 8960       ROUTE from you   (pop in your postcode).

To make an appointment to register a death in Oldham go to the online booking form But do ensure you are the right person, and that you have the information the Oldham Registrar of Births, Deaths and Marriage requiress, and the MCCD has arrived. Copies of the death certificate are currently £11 each, and be sure to get several, as otherwise dealing with the estate can be handicapped by firms being very slow to return them or just failing to do so at all. Please note that the 5 days is NOT 5 working days, but a strict 5 days. You must contact the Registrar if it may be any longer unless the Coroner is reviewing the death. Not to resolve this is a criminal offence. Out of hours where urgent BURIAL within 24 hours is needed for religious or cultural reasons, either the funeral director or the police control room on 110 will get the Oldham registrar to contact you.

Opening hours for appointments to register a death in Oldham:

They vary depending on the office.  Contact the Oldham Registrar of Births Deaths and Marriages to arrange a time or use thi link to the  online booking form.

Broad areas covered by the Oldham Register Office:

Chadderton, Failsworth, Shaw and Crompton., Saddleworth (which consists of numerous villages and hamlets including Delph, Diggle, Dobcross, Greenfield, Grasscroft, Grotton and Springhead), Royton, Glodwick, Werneth.

Find the Will, if there is one.

How to find a Will

The executor appointed in the Will is responsible for everything and should authorise anyone wishing to take anything, as it may not be allowed by the Will. If there is no Will, then the next of kin can act as Administrator (essentially the same as executor). The next of kin is NOT a common-law spouse, who is in a complex situation and should take advice. Be very careful with potentially valuable items as their value needs to be established.

Use the form below if you would like an emailed copy of our Guide to Probate.

If professional help is needed, please contact The Probate Department (brokers), and we will find suitable help at a reasonable cost (see the form at the foot).

Be aware that lay executors cannot charge for their time, but they can recover any money they have paid out of the estate and perhaps mileage and post costs – keep records.  One executor decided they needed a car to carry out their duties, which was considered quite unacceptable by the court, so be prudent. The estate can reimburse professional help before distribution. Some executors refuse to give copies of the Will to beneficiaries: it is my personal opinion that this makes people suspicious and may well lead to quite unnecessary stress and legal action.

No Will? Then, the Rules of Intestacy apply.

Then the next of kin can apply for probate if necessary, but they are called Administrators rather than Executors and who inherits is decided by the Law rather than the deceased or the family, and disputes are even more likely, with dependants who are not legally family (such as common law spouses) may have to go to Court to obtain anything.

WARNING: some executors or administrators think they can do whatever they think is best with the proceeds and ignore the Will or Rules of Intestacy. This is not so and is potentially THEFT. They must do what the Will dictates or follow the Rules of Intestacy if there is no valid Will. It is potentially possible to make changes via a Deed of Variation, but only if any beneficiary losing out is of sound mind and over 18. If not, Court approval will be needed. We can point you to relatively inexpensive advice.

DANGER: We strongly suggest contacting us to find a competent and relatively inexpensive probate professional if:

  1. The person responsible does not have the necessary administrative skills.
  2. Inheritance Tax may be payable OR
  3. If there may be a probate dispute – I have seen so many families fall out over Wills, and it can often be prevented if they blame a probate professional!
  4. If there are Trusts involved (whether in the Will or not) 0r overseas assets.
  5. If there have been significant gifts made by the deceased within the last 7 years (sometimes 14). If these gifts are added back into the estate, might IHT be payable or increased?
  6. If the deceased’s home has previously been transferred to anyone else but they carried on living in it. 

Professional services can range from just checking the forms to doing the whole thing, and we can usually save a great deal of money, often well over half.

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Arrange a Funeral in Oldham. Part 2.

Now it’s time to arrange the funeral, typically with an Oldham funeral director. This is typically done by the family or (officially) the executor of the deceased, though you can appoint a professional funeral director to take care of this for you. You’ll need to decide on the type of service and burial or cremation, any special requests and who will be invited. You may also wish to contact newspapers or websites if you plan a public service. It’s important to keep track of your costs as they can be claimed back from the estate later. If you are unsure if the deceased left any funeral wishes, they are sometimes in the Will. There is a list of Oldham cemeteries and crematoria here.

The Executor should Secure the Deceased’s Property and Possessions after a death in Oldham.

After the funeral and burial or cremation is complete, it’s time for the executor/s to start dealing with the deceased’s property and possessions.

  • If their property is no longer occupied, the insurance of both buildings and contents needs review, contact the insurers as claims on empty properties may not be paid. More on insurance for empty properties.
  • You should also consider changing the locks as no one knows who has keys. If it is rented, with the landlords’ permission or arrange for it to be valued and cleared quickly to reduce the rent payable..
  • Secure any valuables if not already done – we would recommend photographing everything before removing it.
  • Tracking down any assets that have been left in a will, administering or arrange to be set up any trusts set up before death,
  • You’ll need to contact banks, insurers, mortgage lenders and other companies if applicable.  You will need to establish date of death values for both assets and liabilities. HMRC must be informed of the death to ensure they deal with any relevant tax issues, but if the Tell Us Once Service was used, they will be aware..
  • If Inheritance Tax is a possibility, we would strongly recommend that you contact us so we can find you a suitable adviser as things can get very complex. For example, and gifts made within the last 7 years may be pulled back into the estate before tax is calculated.
  • Where there may be debts, it would be prudent to advertise the death in the approved fashion in the local paper and Gazette to avoid creditors suing the executor.  If there is a business too, you may need to advertise in Trade papers as well.
  • Unclaimed assets – many people have privatisation shares and other accounts which they have forgotten about so it is wise to check for unclaimed assets.
  • BE VERY CAREFUL ABOUT WHAT YOU THROW AWAY!

Oldham Independent Financial Advisers.

It is also probable that you would benefit from the services of a genuinely Independent Financial Adviser local to you, both personally or during the course of the probate and estate administration.

Organise Financial Affairs with Banks, Insurance Companies and HMRC.

It is important to contact banks, insurance companies, and HMRC as soon as possible after a person passes away. This means organising financial affairs and dealing with any debts that may be outstanding.  For all assets or liabilities, you will need a date of death balance, including any interest accrued but not yet added, so the executor might as well ask for it immediately. Obtaining probate (a legal document often required when administering an estate) can also help gain access to certain accounts. If inheritance tax is owed, it must be paid BEFORE probate is granted either from the estate or from the beneficiary’s own resources before inheriting or by way of a probate loan. If there is money in the bank or National Savings, then you may be able to arrange for them to pay towards the IHT before probate is granted.

Paying IHT        Is Probate Needed?

Are you entitled to Bereaved Parents Benefit? May apply to unmarried couples too – check.

Applying for Probate in Oldham or Letters of Administration.

Probate is not always required, but the executor should keep careful notes of all assets and liabilities, partly as they have to account to the residuary beneficiaries and partly as one item may turn up later which cannot be released without a Grant of Probate/ Letters of Administration and if you have not kept the notes, you may have to do everything again! Forms to apply for probate can be obtained by calling 0117 930 2430 (24×7) or 0300 123 1072. Whilst our site helps with DIY Probate, there are circumstances where we recommend you contact us on 03 300 102 300 to be introduced to a suitable probate adviser who can provide the level of help you need, from just checking the forms to doing everything.

  • If not already done, at this stage it is wise to open an executors account with a bank, as allegations of all sorts can arise if you pay any funds into your own bank account.
  • Putting a notice in The Gazette to ensure that there is protection against unknown creditors.
  • Searching for unknown assets such as privatisation shares, paid-up insurance policies (some insurance policies require no further payments after a certain age, so there may be no evidence of them on banks statements) etc.

Estate Administration

Once you have the Grant or Letters of administration (and you will need more copies than you expect) then you can gather in the assets, pay any outstanding debts, pay out the specific legacies such as £1000 or the mantle clock, get the estate accounts agreed by the residuary beneficiaries (they are the ones who get a proportion of the estate) and right at the end, once they have all agreed the accounts, you can pay them.  You do need to be certain none of the beneficiaries are bankrupt, and if you fail to do so, the Trustee in Bankruptcy may come after you as the funds should have been given to the Trustee. All paperwork should be kept for six years. If you are looking for professional help or assistance with Probate in Bury, please call us on 03 300 102 300 or use the form below, and we will find you some economical help.

Oldham Enquiry Form Save on Professional Probate or DIY Guide

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Best Funeral Director in Bury

Oldham Funeral Directors

  • G Barlow 18-19 Union Street West Oldham OL8 1DQ 0161 624 4301
  • Robert Nuttall Funeral Service 11a Milnrow Rd, Shaw, Oldham OL2 8AP.
  • AF Whites Funeral Services 11 Beal Lane, Shaw, Oldham, OL2 8U.
  • Wild & Brierley Ltd 2a-2b Edward Street Werneth Oldham OL9 7QW.

  • T.Collins & Son Ltd 151-153 St John Street Lees Oldham OL4 3DR.
  • Muslim Funeral Service Jarvis St, Oldham OL4 1DT.
  • Hedley & Jackson 48-52 Rochdale Road, Shaw OL2 7SA.
  • Coop Funeralcare Belgrade House, John Street, Oldham, OL8 1DF.
  • Coop Funeralcare 136 Rochdale Road, Royton, Oldham, OL2 6QF.
Oldham Funeral Celebrants
  • John Beever

  • Jane Antrobus

  • Michael Bidny

  • David Whaley

  • Bernadette Nuttall

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OldhamGrave Tending Service
Florist in Oldham
Estate Planning:

making, reviewing or updating Wills and Powers of Attorney – and ongoing service as Tax, the Law and your Personal Circumstances change. Click the link. Financial Advice: it is also probable that you would benefit from the services of a genuinely Independent Financial Adviser local to Oldham or to you, both personally or during the course of the probate and estate administration.

Oldham Property  Matters

Probate Property to sell in Oldham? Avoid chains and disappointments: market value in the bank within 3-5 weeks of grant, click to learn how, as preparation is needed. Cash Buyer as an alternative. Free Property Value estimate or formal RICS Valuation for probate.

Estate Agents & Valuers:

please add your name address and phone number ONLY as a comment at the foot of the page. Please suggest some using the comments at the foot of the page!

Locksmiths:

always change locks on empty buildings and check the buildings insurance remains valid.

House Clearance:

Please suggest some using the comments at the foot of the page!

General Auctioneers and Valuers in Oldham:
  • Highams Auctions 0800 689 5495
  •  

Please suggest some using the comments at the foot of the page!

Wake Venues in Oldham.

Please suggest some using the comments at the foot of the page!

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Caterers in Oldham

Please suggest some using the comments at the foot of the page! Towns and Villages / Area Covered by the Oldham Register Office: Oldham also includes other towns such as Ramsbottom, Tottington, Radcliffe, Whitefield and Prestwich.  

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More general information for Executors/ Administrators.

 

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